For 18 years Rick Armstrong has trusted broker Derrick Abbott’s advice for all his insurance needs. The insurance liabilities for a prestige car business with six branches nationwide go beyond the usual. There’s motor cover for a large number of unnamed drivers for high value vehicles, the risk of damage to a customer’s car in the workshop, or theft from someone failing to return a valuable vehicle from a test drive. Normal building and premises insurance is needed and staff have travel and medical insurances as well as key person protection. Rick still appreciates the direct contact he has with his broker and says Derrick works as hard now to deliver cost effective insurance cover as he did at the start.