Business insurance

We make business insurance one less thing to worry about

Starting or growing a business comes with enough challenges. Making sense of insurance needn’t be one of them.

We get to know you and your business. We take the time and care to understand your goals, your risks and your people. Then we build a tailored insurance programme to safeguard your future success.

New to business insurance?

Our brokers will work alongside you to ensure your business is covered, your time is respected and your future is supported.

We’re here to:

  • Protect your assets, your cashflow and your team so insurable events don’t derail your business plans and future growth.
  • Make insurance easy to understand, with plain language and straight answers.
  • Explain what’s covered, what’s not and why.
  • Save you time by handling the research, the paperwork and insurer negotiations.
  • Support you when it matters most, especially at claim time.
  • Review your cover regularly as your business grows or changes.

Business insurance solutions for Kiwi businesses

We have access to hundreds of policies to manage different areas of business risk. We’ll use our understanding of your business combined with our experience, expertise and local knowledge to ensure the right mix for you.

Here are some of the standard building blocks for most business insurance programmes.

Business assets

  • Commercial property insurance
  • Business interruption insurance
  • Commercial motor vehicle and fleet insurance
  • Mobile plant insurance
  • Contract works insurance
  • Machinery breakdown insurance
  • Marine insurance
  • Boat and watercraft insurance
  • Farm insurance
  • Business travel insurance

Business liability

  • General liability insurance
  • Statutory liability insurance
  • Employers’ liability insurance
  • Cyber insurance
  • Professional indemnity insurance
  • Management liability insurance packages
  • Directors and officers insurance

Business team

  • Life and health insurance for business
  • Key people cover
  • Shareholders buy-out cover
  • Debt protection cover

Access and expertise that work in your favour

When it comes to protecting your business, who you know and what they know matters.

We’re not tied to any one insurer. We have full market access to New Zealand’s leading insurers and underwriting agencies that work exclusively with brokers, plus global markets when needed. And as a member of the Steadfast Group, Australasia’s largest broker network, we offer specialist support for complex risks and hard-to-place covers.

That means more choice, greater flexibility and better negotiating power on your behalf.

Our brokers are specialists across industries and cover types, including: Agribusiness, Construction, Engineering, Financial Services, Health, Horticulture, Hospitality, Logistics, Manufacturing, Marine, Professional Services, Transport, Vehicle and Fleet, Viticulture – and more.

You’ll benefit from:

  • The best available cover at competitive terms.
  • Guidance from brokers who know your sector, not just your policy.
  • Insights into emerging risks and industry trends.
  • The confidence that comes from having an expert on your side who speaks the insurer’s language.

Cash flow solution for business insurance

We offer premium funding as part of our full service general insurance solution.

Instead of paying your annual insurance premium upfront, you can spread the cost of your business insurance over monthly instalments. It allows you to smooth out your expenses, free up working capital and stay protected, without putting pressure on your cash reserves.

It’s just another way we make insurance easier on your business.

Advice matters

Anyone can buy a policy online but only a qualified, experienced broker with full access to New Zealand’s leading intermediated insurance markets can help you avoid coverage gaps, ensure you’re paying a fair premium, and step in when you need to claim.

Think of us as part of your business team – one of your trusted advisers – someone who’s in your corner, knows your risks and helps you stay one step ahead.

Find out why insurance brokers matter now more than ever in today’s complex insurance environment.

Book your obligation-free insurance review

If you’re new to business insurance or simply want a second opinion, let’s talk.

There’s no pressure and no cost for an initial chat, just honest advice from a team that wants to support you and your future goals.

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